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Seattle Auto Insurance Adjusters After a Car Accident

04.17.2009 · Posted in Vehicles Articles

It is required by law for all drivers in the area to have Seattle Auto Insurance coverage. There is a high likelihood that every driver will experience being in an accident sometime during their driving career.nnSurprisingly a high number of drivers and passengers are injured every year in low speed and low impact collisions. One example of this would be a rear end collision during slow traffic. Usually the injuries resulting in this type of collision are soft tissue injuries and take a long time to diagnose and treat.nnAn insurance adjuster will evaluate the damage and injuries that have resulted from the accident. These adjusters can either work directly for your insurance provider or be independent. If you have been in a minor accident, adjusters may not believe that you have truly been injured.nnKnowing what their approach will be if you find yourself in this situation can be helpful. You should expect the adjuster to be skeptical if not trying to prove that you were not actually injured.nnA low speed accident is pretty self explanatory. Low impact accidents relate to the difference in speed between the vehicles involved in the accident. Such as if you are going 45 mph and collide with a vehicle going 55 mph, then the difference is 10 mph and therefore low impact.nnIf the other driver is at fault for the accident then their insurance company should cover the expenses. But if he is uninsured or if his insurance company will not accept liability you may find yourself needing to submit claims to your own insurance company.nnYour auto insurance policy should contain collision coverage. If that is the case then if you do have to file a claim with your insurance provider the collision coverage will pay for the damages to your vehicle. Any injuries sustained will fall under the protection of your health insurance policy.

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