Much like normal home insurance, this is going to cover the structure of your house or flat as well as the units which have been fitted inside. Buildings cover will pay for the cost of changing or fixing anything which is damaged.rnrnIf you own a property, you will probably know that damage can be caused in a variety of ways. This cover will protect you against fire, theft, lightning, vandalism, smoke, burst pipes, oil leaks, storms and subsidence.rnrnBuildings and contents insurance will also cover contents that belongs to the landlord. This normally includes furniture and large appliances. If the tenant wants to insure their personal possessions, then they can take out their own separate contents insurance policy.rnrnWhat other risks do you have to protect against?rnGetting cheap landlords insurance through BusinessInsured.co.uk can take away a lot of the hassle, but you will need to think about what other risks you need to be protected against. Buildings and contents are the essential things you need covered, but landlords insurance can also protect you against other unexpected costs.rnrnIf the house is damaged and you need to re-house your tenants elsewhere for a while, you can recover the costs through your insurance. It will also help cover the money you lose when the tenant is not paying you rent due to your damage.rnrnIf there is a long period of time between one tenant leaving the house and a new one moving in, landlords insurance will pay you compensation for the period when the home is empty. However, there will be a maximum amount of time a landlord will be eligible to receive payments. This will be detailed in the policy itself.rnrnCompare Landlord Insurance Quotes:rnIf you compare landlords insurance with us, make sure you study the details of all the quotes so you can make the best choice.rnrnWhat