Your Health And Insurance

By: Rob R.

Americans keep getting bigger and bigger. The Trust For Americans Health fourth annual obesity report, reveals in the past year, obesity rates have gone up in 31 states and no states had shrinking rates. Also 2/3 of U.S. adults are overweight or obese, 60% of the population in 32 states is overweight or obese.

Obesity related diseases are also on the rise including diabetes, heart disease and cancer. Along with the rise of these obesity related preventable diseases, health care cost and number of Americans without health insurance is also on the rise.

2.2 million more people are without insurance since 2006, bringing the total to 47 million in the U.S.A. Health insurance expenditures for a family of four are up 87% since 2000 claims AARP.

Many of the uninsured and people with medical insurance coverage can take measures to help prevent visits to the doctors office or possible life threatening diseases by simply eating nutritional foods and maintaining weight control while strengthening the main muscle (heart) with regular exercise or physical activity.

Preexisting ailments can determine your health insurance premiums and you could even be declined. High premiums and deductibles will put a financial burden on most people especially if the disease becomes chronic. The rise in the number of obesity related diseases is also causing health insurance companies to pass the cost along to everyone.

Possibly one of the biggest challenges facing families today is the increase in obese children with 1 in 5 overweight kids and a higher risk of social and employment problems for starters, then a larger chance of premature death or debilitating ailments. Get the kids involved in sports, or any kind of physical activity and guide them to healthy eating habits, so they can grow up to be happy healthy young adults.

If everyone would take responsibility for their families wellness and start living by new healthy diets and physically active rules, it would be just like taking out an extra insurance policy free of charge.

No matter your age or body type, if you are involved in a career or inactive lifestyle, you are prime candidates for obesity and sedentary related diseases. Eliminating foods from your diet that contain saturated fats such as ice cream, cookies, cakes and an over abundance of deliciously deadly junk foods will have a major impact on you and your families well being. Eat everything in moderation and be more selective in your eating habits.

The World Health Organization states there is evidence that, on a population level, the risk of chronic diseases, increases progressively as average body mass index (BMI) increases above 21. WHO defines overweight as 25 or more,, and obesity 30 or more. This is determined by a persons weight (in kilograms) divided by the square of his or her height (in meters). A high body mass index is a major risk factor for a number of chronic diseases., including cardiovascular diseases, cancer and diabetes.

Applying physical activities to one of Americas favorite past times (television) is a way to avoid becoming overweight. Spending hours everyday sitting inactively can have a very negative effect to your well being, so instead of sitting the entire time, get up and perform some medium to intense routines such as aerobics, running in place, sit ups, or any kind of movement you prefer while you watch your program.

With employers passing more and more of the financial responsibilities onto their employees medical plans, the rise in health insurance, and the greater risks of illness due to obesity, taking steps to help stop the possibility of chronic and life threatening diseases only makes sense. Making some simple life changing choices can help you and your family ward off devastating health and financial problems in the future.

Optimal health will depend on the way you run your life. The important thing is to start and never stop.

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