Why Accept Charge and Debit Cards Online

By: Sarah Carlye

Most businesses know the convenience of accepting payments online. There are a few businesses that still produce orders and have the payment billed or sent through the mail. This is quickly becoming outdated and rare.

Here are some of the reasons that companies choose not to accept payments online:

* Website that has not been updated
* The added fees
* No shopping cart or other secure way to pay
* Unfamiliar with the advantages
* Don’t know how to start
* Office not set up to track online payments

Some businesses feel they are too small to do the changes needed to be able to start accepting payments online. The fact is, they are probably still a small company because they don’t accept payments online for merchandise orders and services. Many people and companies do most of their business online. Most bill paying is also being done online. It is convenient and has become more secure over the years. Many services and programs add additional protection and security.

Some of the advantages of making the change and accepting online payments for purchases:

* Expanded customer base-often a product is bought from a particular website because it has an easy to navigate website and an easy to use shopping cart for ordering. Adding easy online paying will increase the number of visitors that will consider purchasing.
* Faster turnaround-from the time the customer orders to the time the customer receives the product or merchandise is dramatically decreased when the order is processed and paid online.
* Increased business-with debit cards being able to have some of same advantages as credit cards, more people are buying online because its convenience.
* Security-online shopping is more secure than ever. With a card processing service, the verification and processing will be done securely while reducing the risk of accepting fraudulent card payments.
* Increased transactions-the easier it is to buy; the more transactions will be processed. In addition, it increases repeat business.
* Easy verification-with card services, verification is fast and easy. It reduces risks of charge backs to merchants.

Though change can be difficult, there comes a time when it can’t be avoided. When it comes to making products and merchandise available to buy online, the time has come. In addition, online bill payment is faster if a customer doesn’t have to go through their bank’s online bill pay.

To get help with card processing, contact Merchant Data Systems. They provide a wide range of services for merchants. The services include card processing, card verifying, electronic check processing, supplies, technical support and more. Contact a specialist today and fill out the approval form to get started.

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Read More about Why Accept Charge and Debit Cards Online. For more information about credit card processing and merchant accounts, visit Merchant Data Systems today.

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