Stop Making Excuses and Start Making Money

By: Katherine Ly

There are two types of people in this world: those who make money and those who make excuses. You have to choose be either one. You canít be both.

At the end of the day ask yourself this question, ďWhat would I rather have more of? Money or Excuses?Ē Make up your mind to stop thinking about why you canít do certain things or have certain things.

All I can tell you is that whatever excuses you think of, itís all nonsense. Why? Because there are records of people that had the same obstacles you may be facing or the same challenges or the same handicap, yet they have gone on to greater things despite it all. Is that the type of person you would rather be remembered as? I know I would want to be.

It seems like 80-90% of the people we encounter are whiners, complainers, and often make excuses to justify things. No one really cares what your excuses are, they just want to know what you have accomplished or done with your life. And the only people we need to justify things to is ultimately the person we see staring back at us in the mirroróourselves. Can we really look ourselves in the eyes if we know that we didnít give it our all? How can we justify being a quitter and failure with excuses?

Here are some of the common excuses people use for not pursuing their dreams:

- I donít have the education or college degree.
- I didnít come from a rich family.
- I donít have the capital or the ďIt takes money to make money.Ē
- I donít have the time to start a business.
- I lack the business connections.
- I canít afford it right now.
- I have two jobs, and I canít do this right now.
- I want more time with my family.
- I donít think I can do this.
- I donít have the skills and talents.
- Iím not good looking.
- I didnít graduate at the top of my class.
- And the list goes on and onÖ

Do you forgo your goals and dreams because it is uncomfortable and requires doing things differently than what youíre used to? If it were easy and comfortable, donít you think everyone would be rich? Of course it takes work and of course we have to change and do things different. Is it worth it to you to make the small sacrifices now to become financially independent and have the time freedom to do as you please?

Look at the alternative. You can work one or two jobs until youíre sixty-five. Then retire and wonder if your social security check is going to be enough to cover all your expenses. Imagine being 65 or 70 years old and worrying about money, paying the bills, and wondering how youíre going to afford going to the doctor, is that a gloomy picture or what?

It doesnít have to be that way. There are options. More and more people are starting home based businesses and small businesses because they know that securing their financial future now is more important than ever. People are waking up and realizing that the world we live in is full of uncertainty.

--You see nature disasters on TV all the time.
--Economic changes that affect all of us such as rising gas prices
--Corporate downsizing and layoffs means no job security for your family.
--Long commute time to and from work drains our energy.
--Childcare costs are eating a big chunk out of your paycheck
--Rising healthcare costs makes it a disaster to ever have an illness in the family.
--Inflation will start to pick up soon.
--Rising interest rates will make your available disposal income smaller.
--Consumer are getting more and more into debt

Are you going to do something now before youíre forced to either by a job layoff or some other unforeseen event? Isnít it better to prepare for the future by learn how to grow a business part time on the side?

I know itís easier to just drift with the currents then going against the tide but we really donít have a choice here. Itís easier to prepare now for the worse then to not know what to do if we had no job prospects and a mounting pile of bills.

To leave you with this thought, whatever time, effort, work, and resources you invest in yourself today with payoff for you in the future provided you invest in educating yourself and in the right endeavors. ďAs you sow, so shall you reap.Ē (Galatians 6:7-8) Donít put off till tomorrow what you ought to be doing today. And stop making excuses and start making money.

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Katherine Ly is author and publisher of a resource for those aspiring millionaires. Let us be your guide and friend on this journey to riches.

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