SBI Life Insurance

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SBI Life Insurance
A contract that is made between the insurer and the insuree is called as Insurance. The insurer refers to the insurance company and the insuree is the insured person. The exact meaning of life insurance policy is safeguarding during financial crisis. Life insurance policy is something that will safeguard your family in case of any financial hassles. Life insurance policy is generally made for the benefit of your family as a whole and not on individual basis.
Formed as a joint venture between State Bank of India, the largest Indian Bank and BNP Paribas Cardif, SBI Life Insurance has an authorised capital of Rs 2000 Crs and paid up capital base of Rs 1000 Crs. The ownership holding of the joint venture is SBI – 74% and BNP Paribas Cardif 26 %
State Bank Group comprises of 5 Associate Banks which together have a wide reach of 18000 branches across the length and breadth of India. This wide distribution makes it one of the largest Banks in the world.
BNP Paribas Cardif is a part of BNP Paribas, one of the largest and strongest Banks in the world today. This division of BNP Paribas looks at the life, casualty and property related insurance. BNP Paribas Cardif has achieved a leadership position in creditor insurance and has been awarded AA rating by Standard & Poor’s for the life and non life insurance units. BNP as a group has a wide presence globally with operation in over 80 countries and has market leadership in various countries for its Retail Banking and Corporate Banking operations.
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SBI Life Insurance: Range of Products offered By SBI Life Insurance:
SBI Life Insurance -Protection Plans
• SBI Life - Smart Shield
• A Traditional Non - participating Pure Term Plan
• SBI Life - Swadhan
• SBI Life - Saral Shield
SBI Life Insurance - Unit Linked Plans
• SBI Life - Smart Performer
• SBI Life - Unit Plus Super
• SBI Life - Saral Maha Anand
• SBI Life - Smart Elite
• SBI Life - Smart Scholar
• SBI Life - Smart Horizon
• SBI Life - Smart Pension
• SBI Life - Smart Wealth Assure

SBI Life Insurance - Pension Plans
• SBI Life – Lifelong Pension Plus
• SBI Life - Smart Pension
SBI Life Insurance- Savings Plans
• SBI Life - Money Back
• SBI Life – Shubh Nivesh
• SBI Life – Sanjeevan Supreme
• SBI Life - Saral Life

SBI Life Insurance- Health Plans
• SBI Life - Group Criti9
• SBI Life - Hospital Cash
SBI Life Insurance - Child Plans
• SBI Life - Scholar II
• SBI Life - Smart Scholar

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Gaurav Khurana is an expert on Life Insurance. He is the Founder Director of DIALABANK.COM(”> Call 60011600) and Ex National Sales Head – ING Investment Mgt India and Vice President Citibank N.A

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