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  • Can the Bank Ever Prove a Foreclosure Case?  By : Nick Adama
    Many homeowners are not quite clear on how the foreclosure process works in their state, especially due to differences between judicial and nonjudicial foreclosure proceedings. State law and federal lending law may also affect how the process moves forward, as HUD-guaranteed loans or those insured by the FHA can complicate the matter even further.
  • Best Mortgage Deals 2009  By : Kozan Huseyin
    Mortgages are expensive things indeed. Imagine when you take out a mortgage, it will be with you for a long time, so finding the best mortgage deals is essential. It is unfortunate though that so few people try to find the best mortgage deals. In this article you will find the ways to make savings, and likely big savings.
  • Home Mortgage Refinance suggestion to save precious money  By : Anthony Russell
    Home mortgage refinance is one of the best ways to save money for debtors by switching to a low interest rate plan.
  • FHA or HUD Foreclosure? Know These Court Cases  By : Nick Adama
    When a mortgage is insured or guaranteed by the Federal Housing Administration (FHA), an agency overseen by the Department of Housing and Urban Development (HUD), servicing companies must follow HUD servicing guidelines.
  • Two Rare Types of Foreclosure - Can the Bank Use Them on You?  By : Nick Adama
    A few states still allow two different methods of foreclosure, one called strict foreclosure and the other called foreclosure by entry and possession. While they are used in only a minority of cases, borrowers should be aware of them.
  • Determining Whether Refinancing Or Loan Modification is the Better Choice For You  By : Walter Sigmore
    Help is available through the Home Affordable Plan to homeowners struggling to make their monthly mortgage payments. Loan modifications can lower your monthly mortgage payment to help keep you in your home if refinancing is not a viable option for you. Below are some points concerning loan modification.
  • Loan Modification Hardship Letters - Tips For Writing One  By : Walter Sigmore
    If you're one of the thousands of homeowners affected by our current economy and in need of a modification on your mortgage, you will need to write a letter to your lender asking for modifications due to hardship. If you've never had to write a hardship letter, chances are you don't know what one is or how to write it.
  • Obama's Federal Loan Modification Plan - List of Participating Lenders  By : Walter Sigmore
    The Obama federal loan modification program is expected to benefit four to five million homeowners in America. Because foreclosure benefits neither the mortgage lender nor the homeowner, most lenders are eager to participate in this program, but they are not required to do so.
  • How to Calculate Your Debt Ratio Before You Apply For Loan Modification  By : Walter Sigmore
    There is $75 billion in a federal loan modification program available to homeowners who qualify. Those facing possible foreclosure caused by a downturn in the economy, job loss, and financial hardship might be eligible to lower their monthly mortgage payments.
  • Online Mortgage Lead Management Software  By : Aria Scherer
    Your mortgage leads are the only ways in which you make money. If you are lacking mortgage leads, you can not convert any loans that'll eventually turn to money in the bank, right?
  • Various Choices To Keep From Needing A Short Sale When You Don't Want Your Lender To Charge You With Foreclosure  By : Nick Adama
    When you are facing foreclosure, selling your home, or using a short sale does not have to be your best option. A loan modification is a much better option that allows you to stay in your property.
  • Debunking the Myths About Obama's Home Loan Modification Program to Make Homes Affordable  By : Walter Sigmore
    While loan modifications are more common during this economic downturn, they have long existed as an option for homeowners facing financial difficulties. With so much media attention on the subject, people need to be able to separate the truth from the false information on the topic of home loan modifications.
  • Qualifying For a Loan Modification is Easy  By : Walter Sigmore
    If you are applying for a loan modification, you need to know the types of things you're your lender is looking at as part of the decision as to whether or not you qualify and will be approved. One of the easier things you can do to help increase the chances of your loan modification request being approved is to complete the application very thoroughly to avoid errors that will cause delays or denials.
  • The Difficult Truth About Loan Modification and Bankruptcy  By : Walter Sigmore
    A loan modification may be the answer for thousands of people in dire need of financial help concerning their inability to pay mortgages. Bankruptcy and foreclosure concerns are looming for many homeowners. If lenders are willing to modify their loan agreements, homeowners can get some financial relief in terms of reduced interest rates and/or monthly payments.
  • Finding The Best Mortgage Deals  By : Kozan Huseyin
    Making savings with the best mortgage deals is truly an amazing way to save thousands easily to buy a home. Consider the savings you could be receiving. Imagine to make $10,000 or more in savings. This is a large investment and you will be happy you did your research. Let us take a look at how to make these savings.
  • Foreclosure Rates Are Still On The Rise, Despite All The Government Bailout Plans  By : Nick Adama
    If you are facing foreclosurethen you need to consider your family and do everything possible to prevent the foreclosure. A mortgage modification is the fastest and easiest way to save your home from foreclosure.
  • Building Your Your Credit After Bankruptcy  By : Nick Adama
    If you have chosen bankruptcy Chapter 7 or Chapter 13 to ease your financial stresses, then you may be looking for ways to rebuild your credit score back up.
  • Interesting Foreclosure Facts for Homeowners  By : Nick Adama
    In the wake of Hurricanes Katrina, Rita, and Wilma in 2005, many agencies of the federal government imposed foreclosure moratoriums, including HUD, the VA, the Rural Housing Service, Fannie Mae, and Freddie Mac. New foreclosures were held off on, while foreclosures already going through the court system were postponed.
  • Hot Mortgage Terms You Need To Know  By : Marcilio David
    Are you considering purchasing a new home? If you are, you should know that this may very well be a very good time to buy a house. The housing market is sluggish, which means that prices tend to be lower and so do interest rates. Also, there are more houses from which to choose.
  • A Refinance Mortgage Loan Can Make Sense For You  By : Marcilio David
    Are you looking for a way to finance your kids college educations? Do you dream of taking the vacation of a lifetime? Would you like to purchase a new vehicle and perhaps be able to deduct the interest from your federal taxes?
  • 40 Year Mortgage A New Option For A New Era  By : Marcilio David
    The 40 year mortgage makes monthly home payments more affordable, especially in areas where the real estate prices have skyrocketed. It is an attractive tool for homeowners who might otherwise be priced out of the housing market entirely.
  • Bad Credit Mortgage Lenders Homes For Low Scores  By : Marcilio David
    Bad credit mortgage lenders offer people with less than perfect scores on their credit reports the hope of owning their own homes. By offering higher interest higher fee sub prime mortgages, bad credit mortgage lenders offer the chance for people with bad credit to own their own home.
  • What Is A Jumbo Mortgage  By : Marcilio David
    A jumbo mortgage is, as its name implies, a really big mortgage. To be more specific, a jumbo mortgage is one in which the amount being financed is more than the top amount set by the Government Sponsored Enterprises, or GSE.
  • Bad Credit Second Mortgage Lenders Take A Risk On People With Lower Scores  By : Marcilio David
    If you need a bad credit second mortgage, you should know that they exist, though you might need to work a little harder to find them. Lenders who specialize in the bad credit second mortgage market tailor their portfolios so that they can assume the extra risk these loans entail. As a result, you will pay higher interest and fees.
  • Pros And Cons Of Interest Only Mortgage Loans  By : Marcilio David
    Have you been looking into the prospect of buying a home? If you have, you may have heard about interest only mortgage loans and may be wondering if getting an interest only loan is the right option for you. What exactly are interest only mortgage loans?
  • How To Stop Mortgage Foreclosure In 2009  By : Marcilio David
    Do you want to stop mortgage foreclosure? The number of foreclosures jumped 81 percent in 2008. Washington is trying to help with homeowner assistance programs to keep people in their homes. But, if you want to stop mortgage foreclosure, you are going to need to help yourself first.
  • Charging Off a Mortgage, Repayment Plans, and Recasting a Loan  By : Nick Adama
    Most homeowners are aware of the basic ways to stop a foreclosure - refinancing, obtaining a loan modification, selling the house, or filing bankruptcy. But depending on the circumstances, there may be more options available in special cases.
  • What is a Loan Modification? Basic Tips For the Unaware  By : Walter Sigmore
    As the most popular and available option for foreclosure avoidance for most homeowners, loan modification is constantly growing in demand. But a lot of people looking into modifications only know that it can lower their interest rates, and are left wondering what is a loan modification. There is no mystery around it: Most don't bother to ask many questions until it all comes down on the line. But a little information before foreclosure comes knocking on the door can save more than a headache.
  • What is a Loan Modification Program and Which Helps You the Most?  By : Walter Sigmore
    Homeowners just starting to consider loan modification might be wondering what is a loan modification program, or how to find out their lender's individual programs. If you are one of the many homeowners at risk of losing their homes without a clue what to do, take these points into consideration.
  • Are You Waiting On Obama's Bailout Plan To Stop Foreclosure  By : Nick Adama
    Many foreclosure victims are relying on a federal bailout plan to save their home. They think everything is going to be fixed, when the reality is, homes are being lost even faster than ever!

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