Articles in Home | Finance Articles | Mortgage Articles

  • The Benefit of Fixed Rate Mortgages  By :
    If you're new to owning a home or you're just curious what you might need to know once you are ready, then you need to learn the basics of mortgages. With this being the most important investment of your life, knowing what you're getting into will save you a lot of trouble in the long run, as well as help you save money at the same time. The choice of mortgages you make is nearly as important as the house that you choose - and here's what you need to know.
  • The Six Most Important Things to Assess in Your Home Purchase  By :
    When you are purchasing a home, there are hundreds of things that might go through your mind, from the actual home itself to the financing to the future of your investment. But to help you actually prepare for home buying, you might want to keep a few basic pointers in mind as the most important things to think about. This will not only organize your thoughts, but also the process as you take steps to becoming a homeowner.
  • When to Choose a Adjustable-Rate Mortgage Payment  By : Bobbie McKee
    People are asking if home loans in newspaper ads showing amazingly low rates are for real. These ads are what we call adjustable-rate mortgage payments.
  • Online Mortgage Quotes  By : Murielle Freegard
    Shopping for the perfect house is a big job. Finding the best mortgage can be even tougher. Searching for the right mortgage used to be a lengthy process of comparing types of loans and programs, comparing brokers, speaking with bankers and lenders and meeting with finance companies. Today, making these comparisons is as easy as pointing and clicking your computer mouse.
  • Endowment Mortgages  By : James Miller
    Endowment mortgages are an interest-only mortgage linked to an endowment policy, which can work either on a with-profits or a unit-linked basis. If the investment in the endowment policy grows at a reasonable rate, it is anticipated that the policy will produce enough to pay off the loan at the end of the mortgage term and even leave you a bit of extra cash as well.
  • Mortgage: The Danger Of Over Stretching Your Finance  By : James Miller
    Borrowing more and more money for a mortgage is getting easier, with some mortgage providers offering mortgages up to four times your salary.
  • What Do Mortgage Surveys Depict in 2007?  By : rateempire
    The august 2007 survey on US mortgage has shown a significant downfall in the market due to lowered treasury yields.
  • Individual Savings Account Mortgages Aka ISA Mortgages  By : James Miller
    With this type of interest-only mortgage, you pay into an individual savings account (ISA) to build up enough to pay off the mortgage at the end of its term.
  • All-In-One Mortgages  By : James Miller
    An increasing number of lenders offer all-in-one mortgages that combine a flexible loan with a current account and, in some cases, savings accounts and a credit card as well.
  • Mortgage: Deposit vs. No Deposit  By : James Miller
    You’ve found the house you want and you have worked out that you can realistically afford to meet the monthly repayments. But there is one problem - you don’t have a deposit.
  • Repayment Mortgages Vs Interest Only Mortgages  By : James Miller
    In one form or another, borrowing plays some part in most people’s lives, whether it is a mortgage to buy a home or credit cards as a convenient way to shop.
  • Tips About Getting A Mortgage  By : James Miller
    Taking out a mortgage is a big financial commitment - it is probably one of the largest financial decisions you’ll ever make. So, if you are looking at taking out a mortgage, there are a number of considerations that you need to take into account before you sign on the dotted line.
  • Home Equity Mortgages Explained  By : Brady Koputh
    Imagine sitting on your front porch one rainy evening, and feeling a drop. Then another drop. Your roof is leaking, and needs to be replaced. The problem is, every dollar of your pay check is already budgeted to cover your monthly expenses. In this case, a home equity mortgage can help keep the roof over your head.
  • Mortgage Explained  By : James Miller
    In simple terms, a mortgage is a form of loan where you borrow money in order to buy a property. A typical mortgage will run for a longer period than a normal loan - usually 25 years.
  • Ready to Trade-In Your Home? Perhaps You Should Remodel Instead!  By : Ray A. Lopez
    Each year, millions of Americans move into the home of their dreams. As time goes by, families expand, kids grow older, and suddenly that home isn't quite so perfect anymore. Or perhaps you still love your home, but you really want a gourmet kitchen and a larger master bedroom. Should you start looking for a new house? Or would it be better to stay where you are and remodel instead?
  • First Foot On The Property Ladder  By : James Miller
    So you have decided to get a mortgage - which is probably the biggest financial commitment you will ever make. Here is some basic information on mortgages so that you can make the right choices.
  • The Property Ladder: Mortgage Basics  By : James Miller
    Choosing a mortgage can be hard. There are so many products available and so many good deals out there, that knowing which one is right for your circumstances can be extremely difficult.
  • Volatile Mortgage Market  By : rateempire
    So what is going on with all the mortgage companies? Either they shutting their doors down or some of them stopped funding loans.
  • Mortgage: Help For First Time Buyers  By : James Miller
    Putting that very first foot on the property ladder is getting harder and harder for First Time Buyers (FTB’s for short). With house prices rocketing, if you are a wannabe FTB, finding the money to buy your own home is nigh on impossible.
  • How to Use a Low Mortgage Rate Market  By : ratetake
    The basic reason we look for a loan with a low mortgage rate is to save money, get out of debt quickly or simply to better our financial position. Here, you will be provided with the perfect guidance on how to use a low mortgage rate market to the fullest.
  • The Property Ladder: Mortgage Interest Rates  By : James Miller
    Your aim is to pay as little interest as you can on your mortgage, so interest rates are the most important part about buying a house. You need to decide which type of interest charging you want your mortgage to be so that it best suits your circumstances.
  • Getting on The Ladder: Extra Mortgage Costs?  By : James Miller
    Sadly, paying your monthly repayment is not the only financial consideration you have to make when you take out a mortgage. There are many extra costs and considerations too. Here we take a look at the main ones...
  • Effects of Low Mortgage Rate  By : ratetake
    Recently we have witnessed a boom in the mortgage industry. With increasing real estate values and a very low inflation, interest rates have touched an all time low. Since inflation is running extremely low at present, economists feel that mortgage rates will remain low in the near future also.
  • How To Prepare Yourself To Become A Homeowner  By : James Miller
    If you are looking to get that all important first step on the property ladder, then you need to prepare yourself financially. By making preparations, you will help boost your credit rating. Having a good credit rating will give you a wider choice of mortgages and will heighten your chances of getting accepted by a lender.
  • Making the FHA Refinance Mortgage Work for You  By : Greg Lietz..
    No one likes to do all the research needed when refinancing a mortgage. However, without spending that time looking up information, it's much harder to get a good deal on a FHA Refinance Mortgage.
  • Recent Boost in the Refinance Market  By : rateempire
    Though the mortgage market is going through some rough patches at the moment, the current refinance market is enjoying some good times.
  • The Best Plan of Attack in Obtaining a Mortgage in Europe When Living in the US  By :
    If you're looking to expand your real estate horizons, you're not the only one. More United States citizens are either looking to get into the real estate selling market or just looking to buy some properties to give them a place to stay while on vacation abroad. No matter what your interests are, you might want to consider these important steps in order to obtain a mortgage in Europe while you are still living here.
  • Buying Mortgages Online - Is it Safe?  By :
    When it comes to big investments, we all want to know that we've made the best choice we can. Whether it's a new car or a new home, we want to know that we are getting our money's worth from the purchase. In the case of buying mortgages online, not only are we looking for the best deal, but we're also thinking about safety. With all of the news about online predators and scammers, it's difficult to know whether or not we're dealing with truthful companies.
  • When to Choose a 30 Year Fixed Mortgage  By :
    Choosing a mortgage is a difficult process. Not only are you looking for someone to lend you a large amount of money, but you are also looking for the best payment plan in order to pay off that loan someday. While it can seem like there are many different mortgages that offer low interest rates and options, in truth, different options are better for different kinds of homeowners.
  • 10 Questions to Ask Your Mortgage Lender  By :
    When you sit down with a mortgage lender, you should be the one in the driver's seat; after all, you are the one that will be paying for this mortgage in the coming years. To help you stay in control of the things that are happening as well as stay informed of what you need to do next or if you are dealing with the right lender, here are ten questions you need to ask.

[1] [2] [3[4] [5] [6] [7] [8] [9] [10

Powered by Article Dashboard