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  • What Your Parents Taught You About Managing Credit Is Wrong  By : Stephen Snyder
    Managing your credit the way your parents taught you would be the equivalent of buying a record player and trying to find a vinyl record of your favorite recording artist today...compared to buying an audio CD.
  • When you get ready to file for bankruptcy, lawyers who can help you should be a top priority  By : Judy Dixon
    When you decide to file for bankruptcy, lawyers who can provide you the advice and skill you need to be successful in bankruptcy should be an important issue.
  • Why canít everyone avail the benefits of chapter 13 bankruptcy?  By : Judy Dixon
    Filing for bankruptcy can be erroneous at times, and the mistake can often prove to be very costly. Few people realize bankruptcy can lead to long-term repercussions.
  • Why Filing Bankruptcy May Seem Lucrative?  By : Judy Dixon
    Filing bankruptcy does have its share of benefits. Although it is not without a reason that experts say bankruptcy should be kept as a last option.
  • Will Bankruptcy Stop Wage Garnishments?  By : John Stewart
    The short answer is yes. Once your case is filed, creditors are no longer entitled to garnish your wages for debts that existed at the beginning of the case. The only exception may be for on-going child or family support ordered by a court. This is a function of the automatic stay. The filing of a bankruptcy case, under any chapter of the Bankruptcy Code, triggers an injunction against the continuance of any action by any creditor against the debtor or the debtor's property.
  • Yaser Arafat of Bankruptcy?  By : John Stewart
    Exemption laws are crucial to any personal bankruptcy filing. Indeed, the availability of exemptions is usually key to the determination of whether to file bankruptcy in the first place. If the debtor has significant amounts of property that could potentially be lost in a chapter 7 liquidation, chapter 13 may be the answer. Even in a chapter 13 setting, the value of nonexempt property may determine the minimum that must be paid to unsecured creditors. All bankruptcy lawyers can agree about the fundamental importance of the exemption laws, however, sometimes it can be tricky figuring out which state's exemption laws apply.

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