Tips to Become a Safe Driver

By: AH

Road safety has improved over the years thanks to improvement in technology for examples safer seatbelts, airbag, restraint system, and electronic vehicle controls. Modern vehicles often come with anti-lock brake, reliable navigational system, traffic/weather updates, and automatic warning to alert drivers about speed limit, school zone, and sharp curves. Technology continues to keep the fatalities number down, but drivers must also take part in this attempt for betterment. Although technology almost always suggests automation, drivers still need to take precautions and practice safe driving techniques along the road. Here are some easy tips for everyone to become a safer driver.

• No Alcohol: NHTSA reported that about 29% of all traffic crashes fatalities occurred due to drunk driving. Last year, DUI caused 10,265 people to lose their lives on the road. Alcoholic beverage leads to a number of impairments such as poor reaction times and low inhibitions. Even low blood-alcohol level causes intoxication problems such as blur vision as well. Higher blood-alcohol level can trigger loss of consciousness. In short, do not drive while you drink or after you drink alcohol.

• Obey Speed Limit: speed limit signs exist for many good reasons. The signs tell drivers that the road is busy or full of children and therefore low speed is best to avoid accident. In other places, the signs act as reminders that the road is not in perfect condition, so high-speed increases risk of accident. For a typical across-town trip in a car, an increase in speed of 10 mph can only save few minutes, but it brings 50% risk of accidents. The same thing applies for longer trip; the risk of crashes far outweighs the purpose of early arrival. The best thing everyone can do to arrive early is to leave earlier as well. Speed limit becomes more important in bad weather when the road is slippery due to ice or rainwater. Friction between tires and roads in such condition is not ideal for slow ride, let alone a speedy one. Every curve of the road becomes more dangerous. If possible, postpone the trip or ask someone who knows the conditions well to take the steering wheel.

• Limit Distractions: technology has proven to be useful to improve safety, but sometimes users make use of technology at the wrong place at the wrong time. For example, a driver who uses cell phones to send messages cannot focus on two things at the same time: keyboard of the phone and the road. A Psychology Professor at the University of Utah, David Strayer, suggested that a 20-year old driver with a cell phone has the same reaction time as 70-year old one. Distractions are not from cell phones only. Other things that can distract drivers from the road include foods/beverage in the car, entertainment system, and chatty passengers. Minimum distractions lead to better safety because driver can concentrate on the road ahead and have better awareness of the traffic situations within close proximity of the vehicle.

• Seat Belt: there have been horror stories about people who would have survived car accidents if they had not been wearing seat belts. Such stories are difficult to prove; even if they are true, many of them are exaggerations and anomalies. In vast majority of road accident occurrences, seat belts save lives and at least minimize the risk of injuries. Drivers and passengers should wear seatbelts even when the vehicle runs slow or below speed limit.

People who have been careful and obedient to traffic regulations are still at risk. Perhaps they practice all safe techniques and precautions, but there are always other drivers who neglect warnings or unaware of road signs. The struggle to achieve better road safety always starts at individual level, but profound effects are only possible when every driver realizes and understands the risk too. At least, precautions prevent at-fault accident.

What Is At-fault?

When a driver is at-fault, it means he/she causes the accident. It is his/her mistake that triggers the incident. At-fault party has to be responsible for their mistakes; consequences include fines, surcharge in auto insurance premium, driver license suspension, jail times, and auto coverage policy cancellation.

What to Do in At-fault Situation?

At-fault party must pay all the fines and other consequences by the law. Form auto insurer’s perspective, the consequence is either premium surcharge or cancellation. The latter is more difficult to handle because the driver also increases the status from safe-driver to high-risk. The person can expect difficulties to acquire new policy from other insurers unless the insurers are one of non-standard insurance companies.

High-risk drivers include people who had DUI convictions, involvement in accidents that caused serious injuries or deaths, recurrent traffic violations, teen drivers, and senior citizens. Some insurers also include people with bad credits. A non-standard auto insurance company is a provider which specializes on high-risk drivers. Approval is easy, but the premium rate is higher. Good2go auto insurance is a prominent example of non-standard company; it has more than 25 years of experience in the industry and a network of carriers nationwide.

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Good2go insurance focuses on state’s minimum coverage requirement, but it offers optional coverage too such as Comprehensive and Collision. Besides, the company provides multiple discounts for all eligible policyholders with potential savings between 5 to 10 percent. Good to go insurance allows policyholders to choose a flexible payment option from monthly installments to annual one-time payment to simplify process.

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