Everyone has too many bills to pay for. They seem to come from everywhere - the house, the car, education, childcare, and much more from anywhere else that you can think of. You might have filed your taxes every year thinking you are a good honest citizen. Then suddenly you are audited and found that you made some mistakes and didn't pay enough taxes. Now you have a large bill owing plus all of the penalties that they have added, not to mention interest. You know that some relaxation therapy was needed the day this came in the mail.
Despite how hopeless the situation looks, it really may not be. The IRS is offering you a way out of so much debt and would like for you to come forward and ask for help. You see, many times, the IRS will accept a smaller portion than what is actually owed if you can prove that you can't afford to pay the whole thing. You and the IRS can come to an agreement of what to pay, a reasonable amount when considering income level and other debt that you have accrued. They are fair when they look at case files, and base the decisions on formulas that they use.
If you are in a situation where the money can't spread out any thinner then apply for a settlement. Have proof to show what you can and cannot afford. Be careful while filling out that application, and be honest with them. They may show some leniency and will be able to help you through this time.
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