Selecting Good Truck Warranty Coverage

By: Ray Davis

A truck warranty will come with somewhat different coverage than an auto warranty. Parts and labour that are covered will also vary depending on whether or not the truck is new or pre-owned.

Trucks come in all different sizes, and because they are meant to perform many different tasks, also come with different features. Make sure added parts or accessories are covered under the truck warranty.

If a truck is small enough and only meant for very light duty, its truck warranty coverage may be almost the same as an auto. However, make sure that there are built-clauses for components that an auto policy may not include. This is especially important if you are customizing your truck with special parts or features.

More specific truck warranty coverage will have to be purchased for commercial trucks like cement mixers, eighteen wheelers, delivery vans and other trucks that do heavy work. These policies are often much more complicated than other plans, because the owner and the broker have to sit down and talk about everything that could possibly break down.

Whether you drive a commercial or personal-use truck, there is one element of wear and tear that can be counted on. Rust damage in the truck bed. It doesn't matter whether or not the bed is sealed, has a bed liner or even a bed cover. Scratches and dents still come from loads that shift while hauling and rust damage will still be caused by rain that seeps in under the liner. Getting truck warranty coverage for the bed of the truck when it is brand new will help with repairs that need to be made later on.

Trucks bought for businesses will have an incredible amount of mileage put on them in a very short amount of time. This is because they are constantly moving. Most car dealers won't offer extended mileage truck warranty coverage if you use the vehicle for commercial purposes because they know that the truck will be brought back with repairs to be made after about a year. The truck still has to have the coverage, though. This is when an independent broker can help. This kind of truck warranty is an additional expense, but well worth the investment.

Wear and tear on a truck can be very expensive. The reason is that there are more parts to operate a truck than there is for operating a car. This means more money out of your pocket to run and operate your truck. Through an auto warranty broker you will want to get wear and tear truck warranty coverage. It is well worth the cost of the warranty.

Many trucks have stick shifts that take a lot of abuse because of the way they are driven. This is why the first part that will stop working is the clutch. This isn't too expensive to replace if the truck is smaller. However, a new transmission for a large truck can be costly. Obtaining extra truck warranty coverage for these and other expensive parts like the axles is worth it.

It is every truck owners challenge to find the most amount of coverage for the lowest premium available. Comparison shopping is difficult when looking for truck coverage because your make and model may have different features that are not included in the policy that is the least expensive.

A truck warranty transfer can really help when you go to sell your truck. If you have six or eight months left on your policy, find out if you can transfer it to your new truck before you buy more coverage. If not, the broker may let the new owner of your old truck transfer the policy into their name. This is a great selling point if you are looking to replace your old truck with a new one.

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Read more useful advice and tips on warranties at car warranty and learn how auto warranty brokers could save you money on your repair bills.

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