If you're living overseas, you may need to send money home to the Philippines or elsewhere. You may send money as a gift, or to help with necessary expenses such as school fees or rent. Regardless of the reason, one of the simplest ways to do this is using a Visa debit card.
Signing up for a prepaid Visa debit card is easy. Just visit a website for a Visa debit card company and apply for debit card online. The application usually consists of your name, address and phone number, along with some personal information to verify your identity. You can also purchase a Visa debit card at a store and register it online. Once the card is registered, you can add money to the card using cash, direct deposit or a bank account. To send money overseas, visit the Visa debit card's website and follow the instructions to send funds. Funds can be picked up at a number of locations in the Philippines and other countries.
Using an all access debit card has a number of advantages. Money you deposit onto the card is protected by the FDIC (up to $250,000). Fees are typically lower than what you would pay wiring money, allowing you to send more money to your family. You also don't have pesky late fees and overdraft fees and you're protected by Visa's zero fraud liability policy. You have the advantage of being able to check your Visa debit card balance online and sending money online or over the phone. No more standing in long lines and carrying large amounts of cash to send money. You simply transfer money online from your bank to the prepaid visa debit card, then remit money from your debit card to the Philippines. The receiving party can then pick up the money in cash, have it delivered to his or her home or transfer it to a bank account.
Of course, a prepaid Visa debit card does more than just allow you to send money. You can use the card to shop at any location that accepts Visa cards. You can also withdraw cash at ATMs. An all access debit card is also available to almost anyone--there's no credit check involved. You just apply for debit card online and provide the requested information. Once you have the all access debit card, you can ask your employer to directly deposit your paycheck onto the debit card, avoiding expensive check cashing fees.
Remitting money to your family and friends back home is important. Maximize your remittance by using a prepaid debit card with low fees. Apply for debit card online or purchase a card in a store and register it online, and in just a few clicks money can be on its way to the Philippines or anywhere else you need it to go. It's a safe and easy way to remit money overseas.
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24/7 Card is the all-new prepaid debit card and remit card available for Filipinos and immigrants living and working in the United States. For more information on how to send money remittance to the Philippines, visit www.247card.com.
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