Personal Finance Spreadsheet - Create One For Budgeting

By: Eric Transue

If you are on a budget or looking to get on one, tracking your finances plays a key role in how successful your budget will be. A personal finance spreadsheet is a great way to keep track of your income and expenses. By using an Excel spreadsheet or a spreadsheet in Google docs, you can track exactly how much you are saving and spending each month.
The great thing about personal budgeting spreadsheets is they can easily be tailored to fit your budget. You can enter the exact categories you use monthly for your income and your expenses. The categories you choose can be specific and match one for one, such as Master Card credit card, or you can create a generic group such as credit card bills.
With some slight changes to the spreadsheet you can add great looking graphs from your budgeting data. Graphs help you get a quick bird's eye view of your financial situation. By looking at the graphs you can quickly spot areas of your budget that need some attention.
Don't worry if creating financial spreadsheets is something you find a little to complicated. There are out of the box options for you that provide all the advantages that the most complex budget spreadsheets offer. The out of the box software may cost more than creating a spreadsheet, but they provide enough advantages and features to be worth the extra money.

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Click here if you would like to read more about software that will provide you ease of use and all the features of the most advanced personal finance spreadsheets

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