If you are an average American who lives on credit card, this economy can be a tough thing to manage for you. With the growing concern of alarmingly increasing wage and job cuts, it's highly unlikely that an average household can manage itself without feeling the desperate need for debt. This need could be in any form; it could be an education loan for your son's college, it could be an auto loan for your new car, a home loan for the new house that you started building some time back, or as simple as your credit card debts accumulated over the weeks from paying utility bills.
Keeping in mind that it's very difficult for a middle-class household to come out of this vicious circle of debt, the American government has stepped in to alleviate the process of debt clearance for the citizens. Under the debt relief program initiated by the Obama government, there is provision for almost all categories of debt forbearance.
Understandably the government would not be clearing all of your debt. However, it can take anything from 30% to 80% away from your total owed amount - a considerable amount keeping in mind that the government has to do it for millions of households across the nation.
The eligibility for this grant isn't greatly complex either; it's devised in such a format that the less needy ones are automatically filtered out. All you need in order to qualify is to be an above 18 year old, American citizen who is in dire financial state and can't pay his/her own debt.
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