Many people may sometimes take a loan without thinking about the long time effects. Such an example can be given with the people who take loans from companies without thinking whether they would be able to return that amount back or not. Sometimes there may not even be a requirement to take a loan like when people buy extra things on credit like cameras, TVs or even cars. One may argue that these things are important for a good living but the point worth mentioning here is that a person should not make a habit of taking advance amount where it can be easily avoided.
Nonetheless, some grants have been issued by the US government in order to provide some relief to the debtors. Some people may undergo mental depression and may not be able to work properly due to the burden of a debt. These persons can take advantage from this offering so that they may be able to get some relief. Because this is a grant, there is not a need to return the amount.
There is not one specific name given to these grants rather a person can contact some private or government established offices to inquire about a suitable program and apply for it. There is a likely chance that a person with yearly income of less than $30,000 can apply for debt relief grants and having a strong chance of being accepted. But still this should not in any respect be considered as a guarantee of approval.
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