2 Dos and Don’ts when Dealing with an Insurance Adjuster

By: georgefuller


You may easily sustain injuries while doing usual activities like riding a bicycle, driving a car, working, or going to a store to buy specific items. If you were injured because of the negligent acts of another individual, you may be entitled to recover monetary damages from him through his insurance company.

Today, drivers in California need to have their own liability insurance. It is designed to protect them from financial problems which may arise if they performed a negligent action which directly caused an accident.

Insurance Adjuster

Monetary damages arising from injuries and property damages may be hard to compute so the other party’s insurance company will likely use an adjuster whose job is to determine the amount of compensation you are entitled to receive.

You need to be careful when dealing with an insurance adjuster because he has the authority to set the amount of your compensation. In order to increase your chances of being properly compensated for your injuries and losses, it is advisable that you follow these two dos and don’ts when dealing with him:

Do’s

• Seek legal advice and help from a Los Angeles injury lawyer. He can help you prove that the other party did not follow traffic rules and this violation led to the accident.

• Know the amount of compensation that should be given to you before you engage in settlement negotiations. If you already know how much you should receive from the adjuster, you will not be easily persuaded to accept an amount which is lower than what you expect.

Don’ts

• Provide false information and documents to the adjuster because you may lose your credibility and this action may only lead to bigger problems. Remember, sticking with the facts that are related to the accident will help resolve the problem immediately.

• Ask the adjuster to provide you with a big amount of compensation though you only sustained minor to moderate injuries in the accident. If your demand is unreasonable, the adjuster will likely refuse to give it to you, resulting in prolonged settlement talks.

However, if you were seriously injured in the accident, you may ask for an amount which can cover your medical bills and your expenses while you are still recovering from it.

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George Fuller used to be a campus journalist in a University and holds a degree in AB Mass Communication. He jumped-start his profession in web content writing under the account of Mesriani Law up to present.

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